3600 Toad Lake Road

Bellingham, WA
$ 1,150,000 Beds 3 Baths 2.5 Sq 2,642
Monthly Estimate* How much can I afford?

A true PNW private retreat on just under 1/3 of an acre, and minutes from town. Custom-designed by JW Design, this Craftsman lodge pairs timber frame accents with lake Whatcom and Puget Sound Bay views and sun all day long. The open floor plan lives spacious yet cozy - soaring vaulted ceilings, lots of windows, beam and car decking, birch hardwood floors, pine cabinets, and a propane fireplace with stone hearth. The kitchen anchors it all with an island and butcher block bar. Primary on the main with fir flooring, plus a wood-floored loft above. French doors open to the deck for morning coffee, stunning views, and twilight evenings. Heat pump with A/C, oversized 2-car garage with workspace. This home has a brand new 2026 roof and all new interior paint. Low-maintenance native landscape, terraced beds, and rockery walls. Lodge warmth, Craftsman beauty, and town just down the road.

First Look

  • Price
  • $ 1,150,000
  • City
  • Bellingham
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • WHATCOM
  • Half Bathrooms
  • 1
  • Area
  • Bellingham
  • Lot Size
  • 0.3 Acres
  • Zip
  • 98226
  • Sqr Footage
  • 2,642
  • Year Built
  • 2005
  • Taxes
  • $ 10301
  • Style
  • Craftsman
  • MLS#
  • 2576985
Listed By: Windermere RE Whatcom, Inc. and NWMLS
Data Source: Northwest Multiple Listing Service (NWMLS)

Features

General

Living Area 2642
Sewer Septic Tank
Heating Forced Air,Heat Pump
Cooling Central Air,Forced Air,Heat Pump
Possession Closing
Roof Composition
Appliances Dishwasher,Disposal,Microwave,Refrigerator,Stove(s)/Range(s)
Architectural Style Craftsman
Year Built 2005
View Bay,Lake,Mountains,Partial,Sound,Territorial
Topography Partial Slope,Sloped,Terraces
Levels Two
Property Subtype Single Family Residence
Tax Year 2026
Building Name East Silver Beach Lots
County Whatcom
New Construction No
Property Type Residential
HOA No
Attached Garage Yes
Subdivision Name Silver Beach
Facing Direction Southwest
Garage Y/N Yes
Full Baths 2
Special Listing Conditions None
Status First Look
Directions I-5 to Exit 255 (Sunset Dr/Mt Baker Hwy). East on SR-542/Mt Baker Hwy approx. 2 miles. Left (north) on Britton Rd. Right (east) on Toad Lake Road. Home is on the right - 3600 Toad Lake Rd,Bellingham.
High School Squalicum High
City Bellingham
Entry Location Main
Senior Community Y/N No
High School District Bellingham
MLS Area 860 - Bellingham
Lot Size Units Square Feet
Lot Size Square Feet 13068
Carport Y/N No
Listing Terms Cash,Conventional,FHA
Elementary School Silver Beach Elem
Land Lease Y/N No
Tax Annual Amount 10301.98
Middle/Junior High School Whatcom Mid
Property Condition Good
Public Remarks A true PNW private retreat on just under 1/3 of an acre,and minutes from town. Custom-designed by JW Design,this Craftsman lodge pairs timber frame accents with lake Whatcom and Puget Sound Bay views
Structure Type House
Building Area Units Square Feet
Builder Name JW Design
Standard Status Coming Soon
Water Company Water District #7
Property Style 18 - 2 Stories w/Bsmnt
NWM_ShowMapLink Yes

Interior Features

Interior Amenities Bath Off Primary,Dining Room,Fireplace,Loft,Vaulted Ceiling(s)
Basement Finished
Flooring Concrete,Hardwood,Vinyl,Carpet
Total Fireplaces 1
Fireplace Features See Remarks
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N Yes
Half Baths 1
Total Bedrooms 3
Main Level Bedrooms 1
Total Baths 3
Fireplaces Main 1
Power Production Type Electric,Propane
Bedrooms Upper 2
Baths Half Lower 1
Baths Full Upper 1
Baths Full Main 1
Bathrooms 2.5

Exterior Features

Exterior Amenities Cement/Concrete,Stone,Wood,Wood Products
Vegetation Brush,Garden Space,Wooded
Parking Features Driveway,Attached Garage,Off Street,RV Parking
Lot Features Drought Resistant Landscape,Secluded
Water Source Community
Total Parking 2
Inclusions Dishwasher(s),Garbage Disposal,Microwave(s),Refrigerator(s),Stove(s)/Range(s)
Foundation Details Poured Concrete,Slab
Building Area Total 2642
Lot Dimensions 121'+/- x 109'+/- x 122'+/- x 110'+/-
Lot Size Acres 0.3
Waterfront Y/N No
Covered Spaces 2
Irrigation Water Rights Y/N No
Site Features Cable TV,Deck,High Speed Internet,Propane,RV Parking
Lot Number 11&12

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Maple Falls, WA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Silver Beach Elem
Middle School Whatcom Mid
High School Squalicum High

Price History

9/13/2026 Listed $1,150,000

Property vs Zip Code Average in 98226

Price
AVG $850K
$1.15M
Taxes
AVG $5,835
$10,301
Year Built
AVG 1996
2005

Areas That We Cover

3600 Toad Lake Road Bellingham, WA is a Single Family Home for sale at $1150000 with 2642 sqft and a lot size of 0.3 Acres Acre(s). 3600 Toad Lake Road Bellingham has 3 bedrooms, 2 baths and was built in 2005. The property's zip code is 98226 which is in Bellingham, WA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.