Ryan Lyden

4045 Saltspring Drive

Ferndale, WA
$ 799,000 Beds 3 Baths 2 Sq 1,700 Virtual Tour
Monthly Estimate* How much can I afford?

Experience the best of Sandy Point canal-front living in this 3-bedroom, 1.75-bath home offering approximately 1,700 square feet and direct access to the water. The bright, open kitchen creates an inviting gathering space and flows easily into the living area, where a sliding glass door opens directly to the canal-side patio. The outdoor space offers a wonderfully private feel—perfect for relaxing, entertaining, or watching the activity on the canal. The primary bedroom features peaceful water views, while an additional bedroom offers its own private deck. A main-floor bedroom includes a custom Murphy bed, providing flexible space for guests, a home office, or everyday living. Outside, you’ll find a rare concrete bulkhead and private 40-foot dock, ideal for boating, fishing, kayaking, and crabbing. Sandy Point provides boaters with exceptional access to Matia, Sucia, and the San Juan Islands, making it easy to head out for a day of island exploring, fishing, or cruising. Additional features include an attached garage with a convenient workshop area, generous off-street parking, and a detached storage shed. Community amenities include a 9-hole golf course, swimming pool, pickleball courts, clubhouses, marina, and boat launch. A special opportunity for year-round canal-front living or a memorable coastal getaway.

Active

  • Price
  • $ 799,000
  • City
  • Ferndale
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • WHATCOM
  • Half Bathrooms
  • 0
  • Area
  • Ferndale-Custer
  • Lot Size
  • 0.33 Acres
  • Zip
  • 98248
  • Sqr Footage
  • 1,700
  • Year Built
  • 1987
  • Taxes
  • $ 6353
  • Style
  • Craftsman
  • MLS#
  • 2561628
Listed By: Muljat Group and NWMLS
Data Source: Northwest Multiple Listing Service (NWMLS)

Features

General

Living Area 1700
Sewer Sewer Connected
Heating Forced Air
Cooling None
Possession Closing
Roof Composition
Appliances Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer
HOA Fee 582
Architectural Style Craftsman
Year Built 1987
View Bay,Canal,Islands,Sound,Strait
Topography Level
Levels One and One Half
Property Subtype Single Family Residence
Tax Year 2026
Waterfront Features Canal Front,Saltwater,Sound,Strait
Assoc Fee Paid Per Annually
County Whatcom
New Construction No
Property Type Residential
HOA Yes
Attached Garage Yes
Subdivision Name Sandy Point
Facing Direction East
Garage Y/N Yes
Full Baths 1
Special Listing Conditions None
Status Active
Directions Freeway to Slater Rd follow all the way west to the Puget sound- follow down the road onto Sucia Dr- Follow south to Thetis tur left,Right on Saltspring,Follow down to home on the right.
High School Ferndale High
City Ferndale
Senior Community Y/N No
High School District Ferndale
MLS Area 870 - Ferndale/Custer
Lot Size Units Square Feet
Lot Size Square Feet 14375
Carport Y/N No
Listing Terms Cash,Conventional,FHA,VA Loan
Elementary School Eagleridge Elem
Land Lease Y/N No
Tax Annual Amount 6353
Middle/Junior High School Horizon Mid
Property Condition Very Good
Public Remarks Experience the best of Sandy Point canal-front living in this 3-bedroom,1.75-bath home offering approximately 1,700 square feet and direct access to the water. The bright,open kitchen creates an invi
Virtual Tour https://www.tourfactory.com/idxr3249384
Structure Type House
Building Area Units Square Feet
Standard Status Active
Water Company Sandy Point Imp CO
Property Style 11 - 1 1/2 Story
NWM_ShowMapLink Yes

Interior Features

Interior Amenities Ceiling Fan(s),Dbl Pane/Storm Window,Fireplace,Hot Tub/Spa,Water Heater,Wired for Generator
Basement None
Flooring Laminate,Vinyl Plank,Carpet
Total Fireplaces 1
Fireplace Features Gas
Air Conditioning Y/N No
Heating Y/N Yes
Fireplace Y/N Yes
3/4 Baths 1
Total Bedrooms 3
Main Level Bedrooms 1
Total Baths 2
Water Heater Type Propane
Water Heater Location Garage
Fireplaces Main 1
Power Production Type Propane
Baths Three Quarter Main 1
Bedrooms Upper 2
Baths Full Upper 1
Bathrooms 1.75

Exterior Features

Exterior Amenities Wood
Parking Features Attached Garage,RV Parking
Lot Features Dead End Street,Paved
Water Source Public
Total Parking 5
Inclusions Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)
Foundation Details Poured Concrete
Spa Yes
Building Area Total 1700
Lot Size Acres 0.33
Waterfront Y/N Yes
Covered Spaces 1
Irrigation Water Rights Y/N No
Site Features Cable TV,Deck,Hot Tub/Spa,Moorage,Patio,Propane,RV Parking
Parking Uncovered Total 4

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Maple Falls, WA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Eagleridge Elem
Middle School Horizon Mid
High School Ferndale High

Price History

7/30/2026 Listed $825,000
8/18/2026 4% - $799,000

Property vs Zip Code Average in 98248

Price
AVG $740K
$800K
Taxes
AVG $4,942
$6,353
Year Built
AVG 1989
1987
Visits
AVG 223
52
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

4045 Saltspring Drive Ferndale, WA is a Single Family Home for sale at $799000 with 1700 sqft and a lot size of 0.33 Acres Acre(s). 4045 Saltspring Drive Ferndale has 3 bedrooms, 2 baths and was built in 1987. The property's zip code is 98248 which is in Ferndale, WA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Ryan Lyden

Ryan Lyden

Broker

360-927-2687

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